Skyline of Tacoma
Cost of Living: 112.5 219,346

Tacoma, WA, US

Seattle's gritty neighbor with no state income tax, cheaper housing, and Mount Rainier views.

Updated September 12, 2026

Overview

Tacoma is a city in WA with a population of 219,346. Seattle’s gritty neighbor with no state income tax, cheaper housing, and Mount Rainier views. Housing costs are close to the national average. Gardening thrives here — the 6a growing zone supports Cool to mild — apples, pears, berries, many vegetables. Sunshine is limited, with about 142 sunny days a year.

Last updated: September 12, 2026

Cost of Living 112.5

Above Average vs US Avg (100)

Housing Index 128.4

Above Average

Median Income $62,000

Household income

Unemployment 3.8%

Job market health

Tacoma vs US Average

Cost of Living
Tacoma: 112.5
US Avg: 100
Housing Index
Tacoma: 128.4
US Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 10.2%

Economy & Jobs

  • Median Income: $62,000
  • Unemployment: 3.8%
  • Population: 219,346

Climate

  • Sunny Days: 142/year
  • Summer High: 78°F
  • Winter Low: 35°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: $450,000
  • 1BR Rent: $1500/mo

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Cost of Living

Tacoma's cost of living index is 112.5 (US average = 100).

CategoryTacomaNational AverageDifference
Overall112.5100+12.5%
Housing128.4100+28.4%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$450,000
Median Rent (1BR)$1500/mo
Median Rent (2BR)$1,875/mo
Price per Sq Ft$300

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Tacoma:

UtilityEstimated Monthly CostNotes
Electricity$100Based on ~900 kWh/month typical US household usage
Heating & Cooling$54Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$70Includes sewer
Internet (100+ Mbps)$55Broadband average
Garbage / Trash$40Private service
Total Utilities$319Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Tacoma scores —/100 for remote work readiness:

Cost of Living
— 112.5
Rent
— $1500
Sunny Days
— 142
Tax
— None
Unemployment
— 3.8%
Climate
— 78°F / 35°F
Safety
— 9.8 homicides/100k
Population
— 219,346
Internet Speed
— 200 Mbps

Climate

Tacoma has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January55°F35°F2.5"
April63°F50°F2.8"
July78°F53°F1.5"
October58°F53°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Tacoma faces the following natural hazards:

Earthquake High Risk

Cascadia subduction zone with major earthquake risk.

Wildfire High Risk

Frequent wildfire seasons.

Landslide High Risk

Mountainous and coastal regions with landslides.

Avalanche High Risk

Cascade Range with frequent avalanches.

Flood Moderate Risk

River flooding.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 10.2%
  • Property Tax: ~1.03% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.8%.

Crime & Safety

Crime rates in Tacoma per 100,000 residents:

1,063.0
Violent Crime
5,603.6
Property Crime
9.8
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

68/100
School Quality Score
Better than 28% of US cities
?
96
Total Schools
10.9:1
Student:Teacher
79.3%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

1
Universities
#25
Top University Rank
1
Top 500 Universities
Top-Ranked University University of Washington

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Tacoma is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
8.6%
Black or African American
10.0%
Hispanic or Latino
13.1%
Native American
0.9%
Native Hawaiian or Pacific Islander
0.9%
Other
0.6%
Two or more races
9.7%
White
56.1%

Education

Bachelor's degree or higher
33.5%
High school graduate
25.6%
Less than high school
8.7%
Some college
32.2%

Religion

Christian
55.0%
Other
9.0%
Unaffiliated
36.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Tacoma, WA, US?

The cost of living index in Tacoma is 112.5, which is Higher the US national average of 100.

How much does it cost to buy a home in Tacoma?

The median home price in Tacoma is $450,000. The housing index is 128.4.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Tacoma is approximately $1500/mo.

Does Tacoma, WA have income tax?

Tacoma is in WA, which has no income tax.

What is the climate like in Tacoma?

Tacoma enjoys approximately 142 sunny days per year. Summer highs reach around 78°F, while winter lows can drop to around 35°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.