Skyline of Tampa
Cost of Living: 102.8 398,173

Tampa, FL, US

Sunshine and Cuban sandwiches on the Gulf Coast with no state income tax.

Updated August 11, 2026
Cost of Living 102.8

Above Average vs US Avg (100)

Housing Index 108.5

Above Average

Median Income $58,000

Household income

Unemployment 3.2%

Job market health

Tampa vs US Average

Cost of Living
Tampa: 102.8
US Avg: 100
Housing Index
Tampa: 108.5
US Avg: 100

Taxes

  • State Income Tax: None
  • Sales Tax: 7.0%

Economy & Jobs

  • Median Income: $58,000
  • Unemployment: 3.2%
  • Population: 398,173

Climate

  • Sunny Days: 246/year
  • Summer High: 90°F
  • Winter Low: 52°F
  • Farming Zone: USDA Zone 6b

Housing

  • Median Home: $360,000
  • 1BR Rent: $1600/mo

Cost of Living

Tampa's cost of living index is 102.8 (US average = 100).

CategoryTampaNational AverageDifference
Overall102.8100+2.8%
Housing108.5100+8.5%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$360,000
Median Rent (1BR)$1600/mo
Median Rent (2BR)$2,000/mo
Price per Sq Ft$240

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Tampa:

UtilityEstimated Monthly CostNotes
Electricity$150Based on ~900 kWh/month typical US household usage
Heating & Cooling$6Estimated based on local climate. Gas or electric
Cooling (AC)$15Estimated based on local climate and electricity rates
Water$65Includes sewer
Internet (100+ Mbps)$55Broadband average
Garbage / Trash$30Private service
Total Utilities$321Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Tampa scores —/100 for remote work readiness:

Cost of Living
102.8
Rent
$1600
Sunny Days
246
Tax
None
Unemployment
3.2%
Climate
90°F / 52°F
Safety
8.8 homicides/100k
Population
398,173
Internet Speed
200 Mbps

Climate

Tampa has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January72°F52°F2.5"
April75°F67°F2.8"
July90°F65°F1.5"
October70°F70°F2.2"
USDA Zone 6b

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Tampa faces the following natural hazards:

Hurricane Extreme Risk

Frequently affected by hurricanes.

Heat Wave Extreme Risk

Extreme summer heat.

Flood High Risk

Coastal flooding from hurricanes.

Wildfire Moderate Risk

Wildfire risk in dry season.

Tornado Moderate Risk

Tornado risk from hurricanes.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 0% (None)
  • Sales Tax: 7%
  • Property Tax: ~0.97% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.2%.

Crime & Safety

Crime rates in Tampa per 100,000 residents:

444.6
Violent Crime
1,465.3
Property Crime
8.8
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

57/100
School Quality Score
Better than 49% of US cities
?
164
Total Schools
8.9:1
Student:Teacher
91.9%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

5
Universities
#1423
Top University Rank
Top-Ranked University National

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Tampa, FL, US?

The cost of living index in Tampa is 102.8, which is Higher the US national average of 100.

How much does it cost to buy a home in Tampa?

The median home price in Tampa is $360,000. The housing index is 108.5.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Tampa is approximately $1600/mo.

Does Tampa, FL have income tax?

Tampa is in FL, which has no income tax.

What is the climate like in Tampa?

Tampa enjoys approximately 246 sunny days per year. Summer highs reach around 90°F, while winter lows can drop to around 52°F.

Relocation Guides

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Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.