Skyline of Toledo
Cost of Living: 85 85,000

Toledo, Spain

The City of Three Cultures with a stunning medieval old town, El Greco's masterpieces, and a rich Jewish, Christian, and Muslim heritage.

Updated August 11, 2026
Cost of Living 85

Below Average vs Spain Avg (100)

Housing Index 88

Affordable

Median Income €26,000

Household income

Unemployment 11.0%

Job market health

Toledo vs Spain Average

Cost of Living
Toledo: 85
Spain Avg: 100
Housing Index
Toledo: 88
Spain Avg: 100
State Income Tax
Toledo: 24.5%

Taxes

  • State Income Tax: 24.5%
  • Sales Tax: 21.0%

Economy & Jobs

  • Median Income: €26,000
  • Unemployment: 11.0%
  • Population: 85,000

Climate

  • Sunny Days: 270/year
  • Summer High: 94°F
  • Winter Low: 36°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: €170,000
  • 1BR Rent: €550/mo

Cost of Living

Toledo's cost of living index is 85 (Spain average = 100).

CategoryToledoNational AverageDifference
Overall85100-15.0%
Housing88100-12.0%

Data source: INE / Numbeo, 2026

Housing Market

MetricValue
Median Home Price€170,000
Median Rent (1BR)€550/mo
Median Rent (2BR)€688/mo
Price per Sq Ft€113

Data source: Idealista / Fotocasa, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

%
$90,000 down
%
%

Utilities

Estimated monthly utility costs for a typical household in Toledo:

UtilityEstimated Monthly CostNotes
Electricity€90
Heating & Cooling€34Estimated based on local climate.
Cooling (AC)€33Estimated based on local climate and electricity rates
Water€35Includes sewer
Internet (100+ Mbps)€40Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities€232Monthly estimate (including heating & cooling)

Data sources: CNMC, Iberdrola, Endesa 2025

Remote Work Score

Toledo scores —/100 for remote work readiness:

Cost of Living
85
Rent
€550
Sunny Days
270
Tax
24.5%
Unemployment
11.0%
Climate
94°F / 36°F
Safety
0.7 homicides/100k
Population
85,000
Internet Speed
180 Mbps

Climate

Toledo has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January56°F36°F2.5"
April79°F51°F2.8"
July94°F69°F1.5"
October74°F54°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Toledo faces the following natural hazards:

Wildfire High Risk

Mediterranean climate with frequent wildfires.

Drought High Risk

Southern and eastern Spain experience frequent droughts.

Heat Wave High Risk

Extreme summer heat in southern and central regions.

Earthquake Moderate Risk

Moderate seismic activity with occasional earthquakes.

Volcano Moderate Risk

Volcanic activity in the Canary Islands.

Tsunami Moderate Risk

Mediterranean coast with tsunami risk.

Avalanche Moderate Risk

Pyrenees with avalanches.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 24.5%
  • Sales Tax: 21%
  • Property Tax: ~0.6% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 11.0%.

Crime & Safety

Crime rates in Toledo per 100,000 residents:

189.3
Violent Crime
792.4
Property Crime
0.7
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: Eurostat

Schools & Education

Total Schools

Academic Schedule

School Hours 9:00 AM – 2:00 PM
Academic Year September to June
Term System Trimester — Primer (Sep-Dec), Segundo (Jan-Apr), Tercero (Apr-Jun)
Summer Break Late June to September (10 weeks)
Winter Break December to January (2 weeks)
Spring Break Easter week (1 week)

Many schools have split schedules (9-1 and 3-5) with a long lunch break. Varies by autonomous community.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Toledo, Spain?

The cost of living index in Toledo is 85, which is Lower the Spain national average of 100.

How much does it cost to buy a home in Toledo?

The median home price in Toledo is €170,000. The housing index is 88.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Toledo is approximately €550/mo.

Does Toledo, CLM have income tax?

Toledo is in CLM, which has an income tax rate of 24.5%.

What is the climate like in Toledo?

Toledo enjoys approximately 270 sunny days per year. Summer highs reach around 94°F, while winter lows can drop to around 36°F.

Data Sources

  • Cost of Living: INE / Numbeo, 2026
  • Housing Data: Idealista / Fotocasa, 2026
  • Income & Employment: INE Labour Force Survey, 2024
  • Utilities CNMC, Iberdrola, Endesa 2025

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.