Skyline of Toowoomba
Cost of Living: 70 142,163

Toowoomba, QLD, Australia

Queensland's Garden City with stunning parks, the Carnival of Flowers, and a growing university campus.

Updated July 11, 2026
Cost of Living 70

Below Average vs Australia avg (100)

Housing Index 65

Affordable

Median Income A$62,000

Household income

Unemployment 5.5%

Job market health

Toowoomba vs Australia Average

Cost of Living
Toowoomba: 70
Australia Avg: 100
Housing Index
Toowoomba: 65
Australia Avg: 100
Income Tax
Toowoomba: 32.5%

Taxes

  • Income Tax: 32.5%
  • GST: 10.0%

Economy & Jobs

  • Median Income: A$62,000
  • Unemployment: 5.5%
  • Population: 142,163

Climate

  • Sunny Days: 255/year
  • Summer High: 84°F
  • Winter Low: 44°F

Housing

  • Median Home: A$380,000
  • 1BR Rent: A$1100/mo

Cost of Living

Toowoomba's cost of living index is 70 (Australia average = 100).

CategoryToowoombaNational AverageDifference
Overall70100-30.0%
Housing65100-35.0%

Data source: ABS, Numbeo, 2026

Housing Market

MetricValue
Median Home PriceA$380,000
Median Rent (1BR)A$1100/mo
Median Rent (2BR)A$1,375/mo
Price per Sq FtA$253

Data source: CoreLogic, Domain, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Toowoomba:

UtilityEstimated Monthly CostNotes
ElectricityA$155Based on ~900 kWh/month typical Australian household usage
Heating & CoolingA$9Estimated based on local climate. electric or gas heating (limited usage in mild climates)
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterA$50Includes sewer
Internet (100+ Mbps)A$60Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesA$274Monthly estimate (including heating & cooling)

Data sources: AER, Sydney Water, ACCC 2025

Best Neighborhoods

Downtown Toowoomba

The heart of the city with restaurants, shops, and entertainment. Average rent: A$1,320/mo.

Toowoomba Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: A$1,210/mo.

East Toowoomba

Up-and-coming neighborhood with new developments and young professionals. Average rent: A$990/mo.

West Toowoomba

Family-friendly area with parks and good schools. Average rent: A$1,045/mo.

Remote Work Score

Toowoomba scores —/100 for remote work readiness:

Cost of Living
70
Rent
A$1100
Sunny Days
255
Tax
32.5%
Unemployment
5.5%
Climate
84°F / 44°F

Climate

Toowoomba has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January64°F44°F2.5"
April69°F59°F2.8"
July84°F59°F1.5"
October64°F62°F2.2"

Taxes

  • Income Tax: 32.5%
  • GST: 10%
  • Property Tax: ~0.24% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.5%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Toowoomba, QLD, Australia?

The cost of living index in Toowoomba is 70, which is Lower the Australia national average of 100.

How much does it cost to buy a home in Toowoomba?

The median home price in Toowoomba is A$380,000. The housing index is 65.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Toowoomba is approximately A$1100/mo.

Does Toowoomba, QLD have income tax?

Toowoomba is in QLD, which has an income tax rate of 32.5%.

What is the climate like in Toowoomba?

Toowoomba enjoys approximately 255 sunny days per year. Summer highs reach around <no value>°F,84°F, while winter lows can drop to around <no value>°F.44°F.

Data Sources

  • Cost of Living: ABS, Numbeo, 2026
  • Housing Data: CoreLogic, Domain, 2026
  • Income & Employment: ABS Labour Force Survey, 2024

Data last updated: July 11, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.