Skyline of Tuscaloosa
Cost of Living: 90 100,000

Tuscaloosa, AL, US

Home of the University of Alabama, with a lively college atmosphere and affordable housing.

Updated July 19, 2026
Cost of Living 90

Below Average vs US Avg (100)

Housing Index 98

Affordable

Median Income $52,000

Household income

Unemployment 3.0%

Job market health

Tuscaloosa vs US Average

Cost of Living
Tuscaloosa: 90
US Avg: 100
Housing Index
Tuscaloosa: 98
US Avg: 100
State Income Tax
Tuscaloosa: 5%
US Avg: ~5%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 10.0%

Economy & Jobs

  • Median Income: $52,000
  • Unemployment: 3.0%
  • Population: 100,000

Climate

  • Sunny Days: 210/year
  • Summer High: 91°F
  • Winter Low: 37°F

Housing

  • Median Home: $250,000
  • 1BR Rent: $1050/mo

Cost of Living

Tuscaloosa's cost of living index is 90 (US average = 100).

CategoryTuscaloosaNational AverageDifference
Overall90100-10.0%
Housing98100-2.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$250,000
Median Rent (1BR)$1050/mo
Median Rent (2BR)$1,313/mo
Price per Sq Ft$166

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Tuscaloosa:

UtilityEstimated Monthly CostNotes
Electricity$110Based on ~900 kWh/month typical US household usage
Heating & Cooling$4Estimated based on local climate. Gas or electric
Cooling (AC)$7Estimated based on local climate and electricity rates
Water$55Includes sewer
Internet (100+ Mbps)$60Broadband average
Garbage / Trash$25Private service
Total Utilities$261Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Best Neighborhoods

Downtown Tuscaloosa

The heart of the city with restaurants, shops, and entertainment. Average rent: $1,260/mo.

Tuscaloosa Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: $1,155/mo.

East Tuscaloosa

Up-and-coming neighborhood with new developments and young professionals. Average rent: $945/mo.

West Tuscaloosa

Family-friendly area with parks and good schools. Average rent: $998/mo.

Remote Work Score

Tuscaloosa scores —/100 for remote work readiness:

Cost of Living
90
Rent
$1050
Sunny Days
210
Tax
5%
Unemployment
3.0%
Climate
91°F / 37°F

Climate

Tuscaloosa has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January57°F37°F2.5"
April76°F52°F2.8"
July91°F66°F1.5"
October71°F55°F2.2"

Taxes

  • State Income Tax: 5%
  • Sales Tax: 10%
  • Property Tax: ~0.42% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.0%.

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Tuscaloosa, AL, US?

The cost of living index in Tuscaloosa is 90, which is Lower the US national average of 100.

How much does it cost to buy a home in Tuscaloosa?

The median home price in Tuscaloosa is $250,000. The housing index is 98.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Tuscaloosa is approximately $1050/mo.

Does Tuscaloosa, AL have income tax?

Tuscaloosa is in AL, which has an income tax rate of 5%.

What is the climate like in Tuscaloosa?

Tuscaloosa enjoys approximately 210 sunny days per year. Summer highs reach around 91°F, while winter lows can drop to around 37°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.