Skyline of Tuscaloosa
Cost of Living: 90 100,000

Tuscaloosa, AL, US

Home of the University of Alabama, with a lively college atmosphere and affordable housing.

Updated September 12, 2026

Overview

Tuscaloosa is a city in AL with a population of 100,000. Home of the University of Alabama, with a lively college atmosphere and affordable housing. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 6a growing zone supports Cool to mild — apples, pears, berries, many vegetables. The population skews young, with a median age of 28.2.

Last updated: September 12, 2026

Cost of Living 90

Below Average vs US Avg (100)

Housing Index 98

Affordable

Median Income $52,000

Household income

Unemployment 3.0%

Job market health

Tuscaloosa vs US Average

Cost of Living
Tuscaloosa: 90
US Avg: 100
Housing Index
Tuscaloosa: 98
US Avg: 100
State Income Tax
Tuscaloosa: 5%
US Avg: ~5%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 10.0%

Economy & Jobs

  • Median Income: $52,000
  • Unemployment: 3.0%
  • Population: 100,000

Climate

  • Sunny Days: 210/year
  • Summer High: 91°F
  • Winter Low: 37°F
  • Farming Zone: USDA Zone 6a

Housing

  • Median Home: $250,000
  • 1BR Rent: $1050/mo

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Cost of Living

Tuscaloosa's cost of living index is 90 (US average = 100).

CategoryTuscaloosaNational AverageDifference
Overall90100-10.0%
Housing98100-2.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$250,000
Median Rent (1BR)$1050/mo
Median Rent (2BR)$1,313/mo
Price per Sq Ft$166

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Tuscaloosa:

UtilityEstimated Monthly CostNotes
Electricity$107Based on ~900 kWh/month typical US household usage
Heating & Cooling$48Estimated based on local climate. Gas or electric
Cooling (AC)$14Estimated based on local climate and electricity rates
Water$45Includes sewer
Internet (100+ Mbps)$65Broadband average
Garbage / Trash$25Private service
Total Utilities$304Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Tuscaloosa scores —/100 for remote work readiness:

Cost of Living
90
Rent
$1050
Sunny Days
210
Tax
5%
Unemployment
3.0%
Climate
91°F / 37°F
Safety
5.8 homicides/100k
Population
100,000
Internet Speed
200 Mbps

Climate

Tuscaloosa has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January57°F37°F2.5"
April76°F52°F2.8"
July91°F66°F1.5"
October71°F55°F2.2"
USDA Zone 6a

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Tuscaloosa faces the following natural hazards:

Tornado High Risk

Dixie Alley with frequent tornadoes.

Flood High Risk

Black Warrior River flooding.

Heat Wave High Risk

Summer heat waves.

Hurricane High Risk

Gulf Coast affected by hurricanes.

Wildfire Moderate Risk

Wildfire risk in forested areas.

Drought Moderate Risk

Periodic drought conditions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 5%
  • Sales Tax: 10%
  • Property Tax: ~0.4% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.0%.

Schools & Education

36/100
School Quality Score
Better than 41% of US cities
?
26
Total Schools
9.7:1
Student:Teacher
100.0%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

1
Universities
#488
Top University Rank
1
Top 500 Universities
Top-Ranked University University of Alabama - Tuscaloosa

Data source: Center for World University Rankings (CWUR) & World Universities Database

Demographics

The population of Tuscaloosa is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
2.5%
Black or African American
42.7%
Hispanic or Latino
5.2%
Native American
0.0%
Native Hawaiian or Pacific Islander
0.0%
Other
0.2%
Two or more races
1.6%
White
47.7%

Education

Bachelor's degree or higher
38.1%
High school graduate
25.4%
Less than high school
8.7%
Some college
27.8%

Religion

Christian
78.0%
Other
6.0%
Unaffiliated
16.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Tuscaloosa, AL, US?

The cost of living index in Tuscaloosa is 90, which is Lower the US national average of 100.

How much does it cost to buy a home in Tuscaloosa?

The median home price in Tuscaloosa is $250,000. The housing index is 98.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Tuscaloosa is approximately $1050/mo.

Does Tuscaloosa, AL have income tax?

Tuscaloosa is in AL, which has an income tax rate of 5%.

What is the climate like in Tuscaloosa?

Tuscaloosa enjoys approximately 210 sunny days per year. Summer highs reach around 91°F, while winter lows can drop to around 37°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.