Skyline of Warwick
Cost of Living: 110 82,000

Warwick, RI, US

Rhode Island's second-largest city with T.F. Green Airport and Oakland Beach.

Updated September 12, 2026

Overview

Warwick is a city in RI with a population of 82,000. Rhode Island’s second-largest city with T.F. Green Airport and Oakland Beach. Housing costs are close to the national average. Gardening thrives here — the 5a growing zone supports Cool — many vegetables, some fruit trees.

Last updated: September 12, 2026

Cost of Living 110

Above Average vs US Avg (100)

Housing Index 115

Above Average

Median Income $65,000

Household income

Unemployment 3.5%

Job market health

Warwick vs US Average

Cost of Living
Warwick: 110
US Avg: 100
Housing Index
Warwick: 115
US Avg: 100
State Income Tax
Warwick: 5.99%
US Avg: ~5%

Taxes

  • State Income Tax: 6.0%
  • Sales Tax: 7.0%

Economy & Jobs

  • Median Income: $65,000
  • Unemployment: 3.5%
  • Population: 82,000

Climate

  • Sunny Days: 200/year
  • Summer High: 82°F
  • Winter Low: 24°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $350,000
  • 1BR Rent: $1400/mo

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Cost of Living

Warwick's cost of living index is 110 (US average = 100).

CategoryWarwickNational AverageDifference
Overall110100+10.0%
Housing115100+15.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$350,000
Median Rent (1BR)$1400/mo
Median Rent (2BR)$1,750/mo
Price per Sq Ft$233

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Warwick:

UtilityEstimated Monthly CostNotes
Electricity$217Based on ~900 kWh/month typical US household usage
Heating & Cooling$135Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$70Includes sewer
Internet (100+ Mbps)$80Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$502Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Warwick scores —/100 for remote work readiness:

Cost of Living
110
Rent
$1400
Sunny Days
200
Tax
5.99%
Unemployment
3.5%
Climate
82°F / 24°F
Safety
5.8 homicides/100k
Population
82,000
Internet Speed
200 Mbps

Climate

Warwick has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January44°F24°F2.5"
April67°F39°F2.8"
July82°F57°F1.5"
October62°F42°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Warwick faces the following natural hazards:

Flood High Risk

Coastal flooding.

Blizzard High Risk

Severe winter storms.

Hurricane Moderate Risk

Coastal areas affected by hurricanes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 5.99%
  • Sales Tax: 7%
  • Property Tax: ~1.63% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.5%.

Schools & Education

90/100
School Quality Score
Better than 82% of US cities
?
19
Total Schools
5.4:1
Student:Teacher
78.4%
Free/Reduced Lunch

Data source: National Center for Education Statistics (NCES)

Demographics

The population of Warwick is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
2.7%
Black or African American
2.8%
Hispanic or Latino
5.9%
Native American
0.0%
Native Hawaiian or Pacific Islander
0.1%
Other
0.4%
Two or more races
3.6%
White
84.5%

Education

Bachelor's degree or higher
33.2%
High school graduate
27.6%
Less than high school
6.9%
Some college
32.2%

Religion

Christian
60.0%
Jewish
3.0%
Other
7.0%
Unaffiliated
30.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Warwick, RI, US?

The cost of living index in Warwick is 110, which is Higher the US national average of 100.

How much does it cost to buy a home in Warwick?

The median home price in Warwick is $350,000. The housing index is 115.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Warwick is approximately $1400/mo.

Does Warwick, RI have income tax?

Warwick is in RI, which has an income tax rate of 5.99%.

What is the climate like in Warwick?

Warwick enjoys approximately 200 sunny days per year. Summer highs reach around 82°F, while winter lows can drop to around 24°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.