Waterford, Ireland
Ireland's oldest city, founded by Vikings, famous for its world-renowned Waterford Crystal, a beautifully regenerated Viking Triangle, and a scenic waterfront.
Below Average vs Ireland Avg (100)
Affordable
Household income
Job market health
Waterford vs Ireland Average
Taxes
- Income Tax: 40.0%
- VAT: 23.0%
Economy & Jobs
- Median Income: €40,000
- Unemployment: 5.5%
- Population: 53,000
Climate
- Sunny Days: 150/year
- Summer High: 68°F
- Winter Low: 37°F
Housing
- Median Home: €260,000
- 1BR Rent: €1200/mo
Cost of Living
Waterford's cost of living index is 95 (Ireland average = 100).
| Category | Waterford | National Average | Difference |
|---|---|---|---|
| Overall | 95 | 100 | -5.0% |
| Housing | 100 | 100 | 0.0% |
Data source: CSO / Numbeo, 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | €260,000 |
| Median Rent (1BR) | €1200/mo |
| Median Rent (2BR) | €1,500/mo |
| Price per Sq Ft | €173 |
Data source: Daft.ie / Numbeo, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Waterford:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | €120 | Based on ~3,500 kWh/year typical Irish household usage |
| Heating & Cooling | €93 | Estimated based on local climate. electric or gas heating |
| Cooling (AC) | N/A | Estimated based on local climate and electricity rates |
| Water | €40 | Includes sewer |
| Internet (100+ Mbps) | €50 | Broadband average |
| Garbage / Trash | €25 | Private service |
| Total Utilities | €328 | Monthly estimate (including heating & cooling) |
Data sources: CRU, ESB, Virgin Media 2025
Best Neighborhoods
Downtown Waterford
The heart of the city with restaurants, shops, and entertainment. Average rent: €1,440/mo.
Waterford Heights
Trendy area with local businesses and a mix of historic and modern housing. Average rent: €1,320/mo.
East Waterford
Up-and-coming neighborhood with new developments and young professionals. Average rent: €1,080/mo.
West Waterford
Family-friendly area with parks and good schools. Average rent: €1,140/mo.
Remote Work Score
Waterford scores —/100 for remote work readiness:
Climate
Waterford has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 57°F | 37°F | 2.5" |
| April | 53°F | 52°F | 2.8" |
| July | 68°F | 43°F | 1.5" |
| October | 48°F | 55°F | 2.2" |
Taxes
- Income Tax: 40%
- VAT: 23%
- Property Tax: ~0.5% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.5%.
Crime & Safety
Crime rates in Waterford per 100,000 residents:
City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.
Data source: Eurostat
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Waterford, Ireland?
The cost of living index in Waterford is 95, which is Lower the Ireland national average of 100.
How much does it cost to buy a home in Waterford?
The median home price in Waterford is €260,000. The housing index is 100.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Waterford is approximately €1200/mo.
Does Waterford, WD have income tax?
Waterford is in WD, which has an income tax rate of 40%.
What is the climate like in Waterford?
Waterford enjoys approximately 150 sunny days per year. Summer highs reach around 68°F, while winter lows can drop to around 37°F.
Data Sources
- Cost of Living: CSO / Numbeo, 2026
- Housing Data: Daft.ie / Numbeo, 2026
- Income & Employment: CSO Labour Force Survey, 2024
- Utilities CRU, ESB, Virgin Media 2025
Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.