Wilmington, NC, US
Port city with Riverwalk, film production, and coastal Carolina charm.
Below Average vs US Avg (100)
Affordable
Household income
Job market health
Wilmington vs US Average
Taxes
- State Income Tax: 4.8%
- Sales Tax: 7.0%
Economy & Jobs
- Median Income: $52,000
- Unemployment: 3.2%
- Population: 115,451
Climate
- Sunny Days: 218/year
- Summer High: 89°F
- Winter Low: 36°F
- Farming Zone: USDA Zone 6a
Housing
- Median Home: $320,000
- 1BR Rent: $1350/mo
Cost of Living
Wilmington's cost of living index is 98.5 (US average = 100).
| Category | Wilmington | National Average | Difference |
|---|---|---|---|
| Overall | 98.5 | 100 | -1.5% |
| Housing | 95.2 | 100 | -4.8% |
Data source: Council for Community and Economic Research (C2ER), 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | $320,000 |
| Median Rent (1BR) | $1350/mo |
| Median Rent (2BR) | $1,688/mo |
| Price per Sq Ft | $213 |
Data source: Zillow Research, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Wilmington:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | $110 | Based on ~900 kWh/month typical US household usage |
| Heating & Cooling | $49 | Estimated based on local climate. Gas or electric |
| Cooling (AC) | $8 | Estimated based on local climate and electricity rates |
| Water | $55 | Includes sewer |
| Internet (100+ Mbps) | $60 | Broadband average |
| Garbage / Trash | $25 | Private service |
| Total Utilities | $307 | Monthly estimate (including heating & cooling) |
Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Remote Work Score
Wilmington scores —/100 for remote work readiness:
Climate
Wilmington has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 56°F | 36°F | 2.5" |
| April | 74°F | 51°F | 2.8" |
| July | 89°F | 64°F | 1.5" |
| October | 69°F | 54°F | 2.2" |
Cool to mild — apples, pears, berries, many vegetables
Natural Hazards
Wilmington faces the following natural hazards:
Coastal city affected by hurricanes.
Coastal flooding.
Summer heat waves.
Appalachian region with landslides.
Tornado risk.
Wildfire risk in forested areas.
Winter storms.
Periodic drought conditions.
Based on historical records and geographic risk assessment.
Taxes
- State Income Tax: 4.75%
- Sales Tax: 7%
- Property Tax: ~0.82% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.2%.
Crime & Safety
Crime rates in Wilmington per 100,000 residents:
Data source: FBI Uniform Crime Reporting
Schools & Education
Data source: National Center for Education Statistics (NCES)
Universities & Higher Education
Data source: Center for World University Rankings (CWUR) & World Universities Database
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Wilmington, NC, US?
The cost of living index in Wilmington is 98.5, which is Lower the US national average of 100.
How much does it cost to buy a home in Wilmington?
The median home price in Wilmington is $320,000. The housing index is 95.2.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Wilmington is approximately $1350/mo.
Does Wilmington, NC have income tax?
Wilmington is in NC, which has an income tax rate of 4.75%.
What is the climate like in Wilmington?
Wilmington enjoys approximately 218 sunny days per year. Summer highs reach around 89°F, while winter lows can drop to around 36°F.
Relocation Guides
Data Sources
- Cost of Living: Council for Community and Economic Research (C2ER), 2026
- Housing Data: Zillow Research, 2026
- Income & Employment: US Census Bureau American Community Survey, 2024
- Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow
Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.