Skyline of Wollongong
Cost of Living: 78 302,739

Wollongong, Australia

NSW's coastal city with stunning escarpment views, surf beaches, and a growing university population.

Updated August 11, 2026
Cost of Living 78

Below Average vs Australia Avg (100)

Housing Index 75

Affordable

Median Income A$66,000

Household income

Unemployment 5.0%

Job market health

Wollongong vs Australia Average

Cost of Living
Wollongong: 78
Australia Avg: 100
Housing Index
Wollongong: 75
Australia Avg: 100
State Income Tax
Wollongong: 32.5%

Taxes

  • State Income Tax: 32.5%
  • Sales Tax: 10.0%

Economy & Jobs

  • Median Income: A$66,000
  • Unemployment: 5.0%
  • Population: 302,739

Climate

  • Sunny Days: 235/year
  • Summer High: 80°F
  • Winter Low: 46°F
  • Farming Zone: USDA Zone 6b

Housing

  • Median Home: A$500,000
  • 1BR Rent: A$1400/mo

Cost of Living

Wollongong's cost of living index is 78 (Australia average = 100).

CategoryWollongongNational AverageDifference
Overall78100-22.0%
Housing75100-25.0%

Data source: ABS, Numbeo, 2026

Housing Market

MetricValue
Median Home PriceA$500,000
Median Rent (1BR)A$1400/mo
Median Rent (2BR)A$1,750/mo
Price per Sq FtA$333

Data source: CoreLogic, Domain, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

A$
%
$90,000 down
%
%
A$

Utilities

Estimated monthly utility costs for a typical household in Wollongong:

UtilityEstimated Monthly CostNotes
ElectricityA$150
Heating & CoolingA$9Estimated based on local climate.
Cooling (AC)N/AEstimated based on local climate and electricity rates
WaterA$60Includes sewer
Internet (100+ Mbps)A$70Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesA$289Monthly estimate (including heating & cooling)

Data sources: AER, Sydney Water, ACCC 2025

Remote Work Score

Wollongong scores —/100 for remote work readiness:

Cost of Living
78
Rent
A$1400
Sunny Days
235
Tax
32.5%
Unemployment
5.0%
Climate
80°F / 46°F
Safety
0.8 homicides/100k
Population
302,739
Internet Speed
80 Mbps

Climate

Wollongong has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January66°F46°F2.5"
April65°F61°F2.8"
July80°F55°F1.5"
October60°F64°F2.2"
USDA Zone 6b

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Wollongong faces the following natural hazards:

Heat Wave Extreme Risk

Extreme summer heat.

Wildfire High Risk

Bushfire-prone region.

Flood High Risk

Flash floods.

Cyclone High Risk

Significant cyclone risk.

Drought High Risk

Frequent droughts across much of the continent.

Severe Storm Moderate Risk

Severe storms.

Tornado Moderate Risk

Eastern Australia experiences tornadoes.

Sandstorm Moderate Risk

Dust storms in interior regions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 32.5%
  • Sales Tax: 10%
  • Property Tax: ~0.5% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.0%.

Crime & Safety

Crime rates in Wollongong per 100,000 residents:

365.0
Violent Crime
2,605.0
Property Crime
0.8
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: UN Office on Drugs and Crime

Schools & Education

Total Schools

Academic Schedule

School Hours 8:30 AM – 3:00 PM
Academic Year Late January to December
Term System Quarter — Term 1 (Jan-Apr), Term 2 (Apr-Jun), Term 3 (Jul-Sep), Term 4 (Oct-Dec)
Summer Break December to January (6 weeks)
Winter Break July (2 weeks)
Spring Break April (2 weeks, Easter)

NSW Department of Education sets the calendar.

Universities & Higher Education

1
Universities
#379
Top University Rank
1
Top 500 Universities
Top-Ranked University University of Wollongong

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Wollongong, Australia?

The cost of living index in Wollongong is 78, which is Lower the Australia national average of 100.

How much does it cost to buy a home in Wollongong?

The median home price in Wollongong is A$500,000. The housing index is 75.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Wollongong is approximately A$1400/mo.

Does Wollongong, NSW have income tax?

Wollongong is in NSW, which has an income tax rate of 32.5%.

What is the climate like in Wollongong?

Wollongong enjoys approximately 235 sunny days per year. Summer highs reach around 80°F, while winter lows can drop to around 46°F.

Data Sources

  • Cost of Living: ABS, Numbeo, 2026
  • Housing Data: CoreLogic, Domain, 2026
  • Income & Employment: ABS Labour Force Survey, 2024
  • Utilities AER, Sydney Water, ACCC 2025

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.