Skyline of Worcester
Cost of Living: 118.5 206,518

Worcester, MA, US

Heart of the Commonwealth with colleges, cheaper than Boston, and New England seasons.

Updated August 11, 2026
Cost of Living 118.5

Above Average vs US Avg (100)

Housing Index 128.4

Above Average

Median Income $56,000

Household income

Unemployment 3.6%

Job market health

Worcester vs US Average

Cost of Living
Worcester: 118.5
US Avg: 100
Housing Index
Worcester: 128.4
US Avg: 100
State Income Tax
Worcester: 5%
US Avg: ~5%

Taxes

  • State Income Tax: 5.0%
  • Sales Tax: 6.2%

Economy & Jobs

  • Median Income: $56,000
  • Unemployment: 3.6%
  • Population: 206,518

Climate

  • Sunny Days: 197/year
  • Summer High: 80°F
  • Winter Low: 17°F
  • Farming Zone: USDA Zone 5a

Housing

  • Median Home: $340,000
  • 1BR Rent: $1500/mo

Cost of Living

Worcester's cost of living index is 118.5 (US average = 100).

CategoryWorcesterNational AverageDifference
Overall118.5100+18.5%
Housing128.4100+28.4%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$340,000
Median Rent (1BR)$1500/mo
Median Rent (2BR)$1,875/mo
Price per Sq Ft$226

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Worcester:

UtilityEstimated Monthly CostNotes
Electricity$215Based on ~900 kWh/month typical US household usage
Heating & Cooling$176Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$75Includes sewer
Internet (100+ Mbps)$80Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$546Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Worcester scores —/100 for remote work readiness:

Cost of Living
118.5
Rent
$1500
Sunny Days
197
Tax
5%
Unemployment
3.6%
Climate
80°F / 17°F
Safety
7.5 homicides/100k
Population
206,518
Internet Speed
200 Mbps

Climate

Worcester has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January37°F17°F2.5"
April65°F32°F2.8"
July80°F55°F1.5"
October60°F35°F2.2"
USDA Zone 5a

Cool — many vegetables, some fruit trees

Natural Hazards

Worcester faces the following natural hazards:

Flood High Risk

Coastal flooding.

Blizzard High Risk

Severe winter storms.

Hurricane Moderate Risk

Coastal areas affected by hurricanes.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 5%
  • Sales Tax: 6.25%
  • Property Tax: ~1.23% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 3.6%.

Crime & Safety

Crime rates in Worcester per 100,000 residents:

16.5
Violent Crime
0.0
Property Crime
7.5
Homicide

Data source: FBI Uniform Crime Reporting

Schools & Education

100/100
School Quality Score
?
49
Total Schools

Data source: National Center for Education Statistics (NCES)

Universities & Higher Education

3
Universities
#1058
Top University Rank
Top-Ranked University Worcester Polytechnic Institute

Data source: Center for World University Rankings (CWUR) & World Universities Database

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Worcester, MA, US?

The cost of living index in Worcester is 118.5, which is Higher the US national average of 100.

How much does it cost to buy a home in Worcester?

The median home price in Worcester is $340,000. The housing index is 128.4.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Worcester is approximately $1500/mo.

Does Worcester, MA have income tax?

Worcester is in MA, which has an income tax rate of 5%.

What is the climate like in Worcester?

Worcester enjoys approximately 197 sunny days per year. Summer highs reach around 80°F, while winter lows can drop to around 17°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.