Xiamen (厦门), 福建省, China
A coastal city known for its subtropical climate, colonial Gulangyu Island, and role as a special economic zone and trade hub.
Above Average vs China Avg (100)
Very Expensive
Household income
Job market health
Xiamen vs China Average
Taxes
- Individual Income Tax: 3.0%
- VAT: 13.0%
Economy & Jobs
- Median Income: ¥90,000
- Unemployment: 4.2%
- Population: 5,160,000
Climate
- Sunny Days: 195/year
- Summer High: 90°F
- Winter Low: 50°F
Housing
- Median Home: ¥3,000,000
- 1BR Rent: ¥3000/mo
Cost of Living
Xiamen's cost of living index is 115 (China average = 100).
| Category | Xiamen | National Average | Difference |
|---|---|---|---|
| Overall | 115 | 100 | +15.0% |
| Housing | 160 | 100 | +60.0% |
Data source: NBS China / Numbeo, 2026
Housing Market
| Metric | Value |
|---|---|
| Median Home Price | ¥3,000,000 |
| Median Rent (1BR) | ¥3000/mo |
| Median Rent (2BR) | ¥3,750/mo |
| Price per Sq Ft | ¥2,000 |
Data source: Anjuke / Beike / Lianjia, 2026
True Cost of Home Ownership
Utilities
Estimated monthly utility costs for a typical household in Xiamen:
| Utility | Estimated Monthly Cost | Notes |
|---|---|---|
| Electricity | ¥120 | Based on ~300 kWh/month typical Chinese household usage |
| Heating & Cooling | ¥10 | Estimated based on local climate. electric or gas heating |
| Cooling (AC) | ¥8 | Estimated based on local climate and electricity rates |
| Water | ¥40 | Includes sewer |
| Internet (100+ Mbps) | ¥100 | Broadband average |
| Garbage / Trash | ¥15 | Private service |
| Total Utilities | ¥293 | Monthly estimate (including heating & cooling) |
Data sources: NDRC, State Grid, China Telecom 2025
Best Neighborhoods
Downtown Xiamen
The heart of the city with restaurants, shops, and entertainment. Average rent: ¥3,600/mo.
Xiamen Heights
Trendy area with local businesses and a mix of historic and modern housing. Average rent: ¥3,300/mo.
East Xiamen
Up-and-coming neighborhood with new developments and young professionals. Average rent: ¥2,700/mo.
West Xiamen
Family-friendly area with parks and good schools. Average rent: ¥2,850/mo.
Remote Work Score
Xiamen scores —/100 for remote work readiness:
Climate
Xiamen has a varied climate with distinct seasons.
| Month | Avg High | Avg Low | Rainfall |
|---|---|---|---|
| January | 70°F | 50°F | 2.5" |
| April | 75°F | 65°F | 2.8" |
| July | 90°F | 65°F | 1.5" |
| October | 70°F | 68°F | 2.2" |
Taxes
- Individual Income Tax: 3%
- VAT: 13%
- Property Tax: ~1.2% of assessed value
Economy & Jobs
Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.2%.
Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.
Frequently Asked Questions
What is the cost of living in Xiamen, 福建省, China?
The cost of living index in Xiamen is 115, which is Higher the China national average of 100.
How much does it cost to buy a home in Xiamen?
The median home price in Xiamen is ¥3,000,000. The housing index is 160.
What is the average rent for a 1-bedroom apartment?
The average rent for a 1-bedroom apartment in Xiamen is approximately ¥3000/mo.
Does Xiamen, FJ have income tax?
Xiamen is in FJ, which has an income tax rate of 3%.
What is the climate like in Xiamen?
Xiamen enjoys approximately 195 sunny days per year. Summer highs reach around 90°F, while winter lows can drop to around 50°F.
Data Sources
- Cost of Living: NBS China / Numbeo, 2026
- Housing Data: Anjuke / Beike / Lianjia, 2026
- Income & Employment: NBS China Labour Force Survey, 2024
- Utilities NDRC, State Grid, China Telecom 2025
Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.