Skyline of Yonkers
Cost of Living: 125 210,000

Yonkers, NY, US

Fourth-largest city in NY with the Hudson River waterfront and Getty Square.

Updated September 12, 2026

Overview

Yonkers is a city in NY with a population of 210,000. Fourth-largest city in NY with the Hudson River waterfront and Getty Square. Housing is notably more expensive than the national average. The overall cost of living is above the national average. Gardening thrives here — the 5b growing zone supports Cool — many vegetables, some fruit trees.

Last updated: September 12, 2026

Cost of Living 125

Very High vs US Avg (100)

Housing Index 140

Above Average

Median Income $65,000

Household income

Unemployment 4.0%

Job market health

Yonkers vs US Average

Cost of Living
Yonkers: 125
US Avg: 100
Housing Index
Yonkers: 140
US Avg: 100
State Income Tax
Yonkers: 6.85%
US Avg: ~5%

Taxes

  • State Income Tax: 6.8%
  • Sales Tax: 8.0%

Economy & Jobs

  • Median Income: $65,000
  • Unemployment: 4.0%
  • Population: 210,000

Climate

  • Sunny Days: 200/year
  • Summer High: 84°F
  • Winter Low: 26°F
  • Farming Zone: USDA Zone 5b

Housing

  • Median Home: $450,000
  • 1BR Rent: $1700/mo

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Cost of Living

Yonkers's cost of living index is 125 (US average = 100).

CategoryYonkersNational AverageDifference
Overall125100+25.0%
Housing140100+40.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$450,000
Median Rent (1BR)$1700/mo
Median Rent (2BR)$2,125/mo
Price per Sq Ft$300

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

$
%
$90,000 down
%
%
$

Utilities

Estimated monthly utility costs for a typical household in Yonkers:

UtilityEstimated Monthly CostNotes
Electricity$177Based on ~900 kWh/month typical US household usage
Heating & Cooling$92Estimated based on local climate. Gas or electric
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water$70Includes sewer
Internet (100+ Mbps)$80Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total Utilities$419Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Yonkers scores —/100 for remote work readiness:

Cost of Living
— 125
Rent
— $1700
Sunny Days
— 200
Tax
— 6.85%
Unemployment
— 4.0%
Climate
— 84°F / 26°F
Safety
— 5.8 homicides/100k
Population
— 210,000
Internet Speed
— 200 Mbps

Climate

Yonkers has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January46°F26°F2.5"
April69°F41°F2.8"
July84°F59°F1.5"
October64°F44°F2.2"
USDA Zone 5b

Cool — many vegetables, some fruit trees

Natural Hazards

Yonkers faces the following natural hazards:

Flood High Risk

Coastal and river flooding.

Blizzard High Risk

Lake-effect snow and blizzards.

Hurricane Moderate Risk

Coastal areas affected by hurricanes.

Tornado Moderate Risk

Tornado risk.

Avalanche Moderate Risk

Adirondacks with avalanches.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 6.85%
  • Sales Tax: 8%
  • Property Tax: ~1.72% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.0%.

Schools & Education

Total Schools

Academic Schedule

School Hours 8:00 AM – 3:00 PM
Academic Year September to June
Term System Semester — Fall (Aug-Dec), Spring (Jan-May/June)
Summer Break Late June to September (10 weeks)
Winter Break Late December to early January (2 weeks)
Spring Break March or April (1 week)

State mandates 180 school days. NYC Department of Education has its own calendar.

Demographics

The population of Yonkers is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Asian
5.0%
Black or African American
15.0%
Hispanic or Latino
44.4%
Native American
0.2%
Native Hawaiian or Pacific Islander
0.0%
Other
1.5%
Two or more races
2.3%
White
31.6%

Education

Bachelor's degree or higher
35.2%
High school graduate
25.3%
Less than high school
16.3%
Some college
23.2%

Religion

Christian
60.0%
Jewish
8.0%
Muslim
3.0%
Other
2.0%
Unaffiliated
27.0%

Data source: US Census Bureau American Community Survey (ACS) (2023)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Yonkers, NY, US?

The cost of living index in Yonkers is 125, which is Higher the US national average of 100.

How much does it cost to buy a home in Yonkers?

The median home price in Yonkers is $450,000. The housing index is 140.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Yonkers is approximately $1700/mo.

Does Yonkers, NY have income tax?

Yonkers is in NY, which has an income tax rate of 6.85%.

What is the climate like in Yonkers?

Yonkers enjoys approximately 200 sunny days per year. Summer highs reach around 84°F, while winter lows can drop to around 26°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.