Skyline of Yuma
Cost of Living: 95 97,000

Yuma, AZ, US

Sunniest city on earth with agricultural roots, winter vegetable production, and military presence.

Updated August 11, 2026
Cost of Living 95

Below Average vs US Avg (100)

Housing Index 100

Affordable

Median Income $52,000

Household income

Unemployment 4.2%

Job market health

Yuma vs US Average

Cost of Living
Yuma: 95
US Avg: 100
Housing Index
Yuma: 100
US Avg: 100
State Income Tax
Yuma: 2.5%
US Avg: ~5%

Taxes

  • State Income Tax: 2.5%
  • Sales Tax: 8.7%

Economy & Jobs

  • Median Income: $52,000
  • Unemployment: 4.2%
  • Population: 97,000

Climate

  • Sunny Days: 310/year
  • Summer High: 107°F
  • Winter Low: 45°F
  • Farming Zone: USDA Zone 6b

Housing

  • Median Home: $280,000
  • 1BR Rent: $1000/mo

Cost of Living

Yuma's cost of living index is 95 (US average = 100).

CategoryYumaNational AverageDifference
Overall95100-5.0%
Housing1001000.0%

Data source: Council for Community and Economic Research (C2ER), 2026

Housing Market

MetricValue
Median Home Price$280,000
Median Rent (1BR)$1000/mo
Median Rent (2BR)$1,250/mo
Price per Sq Ft$186

Data source: Zillow Research, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

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$90,000 down
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Utilities

Estimated monthly utility costs for a typical household in Yuma:

UtilityEstimated Monthly CostNotes
Electricity$115Based on ~900 kWh/month typical US household usage
Heating & Cooling$19Estimated based on local climate. Gas or electric
Cooling (AC)$97Estimated based on local climate and electricity rates
Water$65Includes sewer
Internet (100+ Mbps)$70Broadband average
Garbage / Trash$25Private service
Total Utilities$391Monthly estimate (including heating & cooling)

Data sources: U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Remote Work Score

Yuma scores —/100 for remote work readiness:

Cost of Living
95
Rent
$1000
Sunny Days
310
Tax
2.5%
Unemployment
4.2%
Climate
107°F / 45°F
Safety
5.8 homicides/100k
Population
97,000
Internet Speed
200 Mbps

Climate

Yuma has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January65°F45°F2.5"
April92°F60°F2.8"
July107°F82°F1.5"
October87°F63°F2.2"
USDA Zone 6b

Cool to mild — apples, pears, berries, many vegetables

Natural Hazards

Yuma faces the following natural hazards:

Heat Wave Extreme Risk

Extreme summer heat with temperatures frequently exceeding 110°F.

Drought Extreme Risk

Arid state with extreme drought conditions.

Wildfire High Risk

Frequent wildfire seasons.

Earthquake Moderate Risk

Active seismic region.

Flood Moderate Risk

Flash floods.

Blizzard Moderate Risk

Winter storms in mountains.

Sandstorm Moderate Risk

Dust storms in desert regions.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 2.5%
  • Sales Tax: 8.7%
  • Property Tax: ~0.72% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 4.2%.

Schools & Education

100/100
School Quality Score
?
56
Total Schools

Data source: National Center for Education Statistics (NCES)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Yuma, AZ, US?

The cost of living index in Yuma is 95, which is Lower the US national average of 100.

How much does it cost to buy a home in Yuma?

The median home price in Yuma is $280,000. The housing index is 100.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Yuma is approximately $1000/mo.

Does Yuma, AZ have income tax?

Yuma is in AZ, which has an income tax rate of 2.5%.

What is the climate like in Yuma?

Yuma enjoys approximately 310 sunny days per year. Summer highs reach around 107°F, while winter lows can drop to around 45°F.

Data Sources

  • Cost of Living: Council for Community and Economic Research (C2ER), 2026
  • Housing Data: Zillow Research, 2026
  • Income & Employment: US Census Bureau American Community Survey, 2024
  • Utilities U.S. Energy Information Administration (EIA) 2024, EPA/AWWA water rate surveys, BroadbandNow

Data last updated: August 12, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.