Skyline of Zacapa
Cost of Living: 82 80,000

Zacapa, Guatemala

One of the hottest cities in Guatemala, known for its rum production and tobacco industry.

Updated August 30, 2026

Overview

Zacapa is a city in ZA with a population of 80,000. One of the hottest cities in Guatemala, known for its rum production and tobacco industry. Housing costs are close to the national average. The overall cost of living is below the national average. Gardening thrives here — the 7b growing zone supports Mild — wide variety of vegetables, many fruit trees. A relatively small share of residents hold a bachelor’s degree. Reported crime rates are relatively high. The population skews young, with a median age of 23.0.

Last updated: August 30, 2026

Cost of Living 82

Below Average vs Guatemala Avg (100)

Housing Index 88

Affordable

Median Income Q55,000

Household income

Unemployment 6.5%

Job market health

Zacapa vs Guatemala Average

Cost of Living
Zacapa: 82
Guatemala Avg: 100
Housing Index
Zacapa: 88
Guatemala Avg: 100
State Income Tax
Zacapa: 25%

Taxes

  • State Income Tax: 25.0%
  • Sales Tax: 12.0%

Economy & Jobs

  • Median Income: Q55,000
  • Unemployment: 6.5%
  • Population: 80,000

Climate

  • Sunny Days: 240/year
  • Summer High: 95°F
  • Winter Low: 72°F
  • Farming Zone: USDA Zone 7b

Housing

  • Median Home: Q400,000
  • 1BR Rent: Q1800/mo

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Cost of Living

Zacapa's cost of living index is 82 (Guatemala average = 100).

CategoryZacapaNational AverageDifference
Overall82100-18.0%
Housing88100-12.0%

Data source: INE Guatemala / Numbeo, 2026

Housing Market

MetricValue
Median Home PriceQ400,000
Median Rent (1BR)Q1800/mo
Median Rent (2BR)Q2,250/mo
Price per Sq FtQ266

Data source: Encuentra24 / Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

Q
%
$90,000 down
%
%
Q

Utilities

Estimated monthly utility costs for a typical household in Zacapa:

UtilityEstimated Monthly CostNotes
ElectricityQ300
Heating & CoolingN/AEstimated based on local climate.
Cooling (AC)Q272Estimated based on local climate and electricity rates
WaterQ100Includes sewer
Internet (100+ Mbps)Q250Broadband average
Garbage / TrashIncluded in taxesMunicipal service (covered by property taxes)
Total UtilitiesQ922Monthly estimate (including heating & cooling)

Data sources: CNEE, EEGSA, Tigo 2025

Remote Work Score

Zacapa scores —/100 for remote work readiness:

Cost of Living
82
Rent
Q1800
Sunny Days
240
Tax
25%
Unemployment
6.5%
Climate
95°F / 72°F
Safety
19.8 homicides/100k
Population
80,000
Internet Speed
40 Mbps

Climate

Zacapa has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January92°F72°F2.5"
April80°F87°F2.8"
July95°F70°F1.5"
October75°F90°F2.2"
USDA Zone 7b

Mild — wide variety of vegetables, many fruit trees

Natural Hazards

Zacapa faces the following natural hazards:

Earthquake Extreme Risk

Located in a highly active seismic zone with frequent major earthquakes.

Volcano High Risk

Active volcanic region with frequent eruptions.

Tsunami High Risk

Pacific coast vulnerable to tsunamis.

Hurricane High Risk

Significant hurricane risk.

Flood High Risk

Tropical storm floods.

Landslide High Risk

Mountainous terrain with rain-induced landslides.

Heat Wave High Risk

Extreme summer heat.

Wildfire Moderate Risk

Wildfires in dry season.

Based on historical records and geographic risk assessment.

Taxes

  • State Income Tax: 25%
  • Sales Tax: 12%
  • Property Tax: ~0.2% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 6.5%.

Crime & Safety

Crime rates in Zacapa per 100,000 residents:

120.0
Violent Crime
200.0
Property Crime
19.8
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: UN Office on Drugs and Crime

Schools & Education

Total Schools

Academic Schedule

School Hours 7:30 AM – 12:30 PM
Academic Year January to October/November
Term System Semester — 1st (Jan-Jun), 2nd (Jul-Oct)
Summer Break October/November to January (10 weeks)
Winter Break June/July (2 weeks)
Spring Break Easter week (Semana Santa) (1 week)

Semana Santa (Holy Week) is a major holiday break.

Demographics

The population of Zacapa is diverse. The figures below show the ethnic, educational, and religious composition of the local population.

Ethnicity

Indigenous (Maya)
41.0%
Mestizo/Ladino
56.0%
Other
3.0%

Education

Bachelor's degree or higher
15.0%
High school graduate
20.0%
Less than high school
55.0%
Some college
10.0%

Religion

Christian (Catholic)
45.0%
Christian (Protestant)
42.0%
Other
2.0%
Unaffiliated
11.0%

City-level demographic data is not available for this location. The figures shown are national averages, which may differ from actual conditions in this city.

Data source: INE Census (2018)

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Zacapa, Guatemala?

The cost of living index in Zacapa is 82, which is Lower the Guatemala national average of 100.

How much does it cost to buy a home in Zacapa?

The median home price in Zacapa is Q400,000. The housing index is 88.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Zacapa is approximately Q1800/mo.

Does Zacapa, ZA have income tax?

Zacapa is in ZA, which has an income tax rate of 25%.

What is the climate like in Zacapa?

Zacapa enjoys approximately 240 sunny days per year. Summer highs reach around 95°F, while winter lows can drop to around 72°F.

Data Sources

  • Cost of Living: INE Guatemala / Numbeo, 2026
  • Housing Data: Encuentra24 / Numbeo, 2026
  • Income & Employment: INE Guatemala Labour Force Survey, 2024
  • Utilities CNEE, EEGSA, Tigo 2025

Data last updated: September 13, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.