Skyline of Zagreb
Cost of Living: 95 806,341

Zagreb, Croatia

Croatia's vibrant capital, a city of Austro-Hungarian elegance, colorful street art, a thriving café culture, and the historic Upper Town with its medieval charm.

Updated July 19, 2026
Cost of Living 95

Below Average vs Croatia Avg (100)

Housing Index 110

Above Average

Median Income €18,000

Household income

Unemployment 5.0%

Job market health

Zagreb vs Croatia Average

Cost of Living
Zagreb: 95
Croatia Avg: 100
Housing Index
Zagreb: 110
Croatia Avg: 100
Income Tax
Zagreb: 24%

Taxes

  • Income Tax: 24.0%
  • VAT: 25.0%

Economy & Jobs

  • Median Income: €18,000
  • Unemployment: 5.0%
  • Population: 806,341

Climate

  • Sunny Days: 195/year
  • Summer High: 80°F
  • Winter Low: 28°F

Housing

  • Median Home: €280,000
  • 1BR Rent: €750/mo

Cost of Living

Zagreb's cost of living index is 95 (Croatia average = 100).

CategoryZagrebNational AverageDifference
Overall95100-5.0%
Housing110100+10.0%

Data source: DZS / Numbeo, 2026

Housing Market

MetricValue
Median Home Price€280,000
Median Rent (1BR)€750/mo
Median Rent (2BR)€938/mo
Price per Sq Ft€186

Data source: Njuškalo / Numbeo, 2026

True Cost of Home Ownership

True Cost of Home Ownership

See what you'll really pay over 30 years

%
$90,000 down
%
%

Utilities

Estimated monthly utility costs for a typical household in Zagreb:

UtilityEstimated Monthly CostNotes
Electricity€80Based on ~3,500 kWh/year typical Croatian household usage
Heating & Cooling€63Estimated based on local climate. electric or gas heating
Cooling (AC)N/AEstimated based on local climate and electricity rates
Water€30Includes sewer
Internet (100+ Mbps)€40Broadband average
Garbage / Trash€20Private service
Total Utilities€233Monthly estimate (including heating & cooling)

Data sources: HERA, HEP, Hrvatski Telekom 2025

Best Neighborhoods

Downtown Zagreb

The heart of the city with restaurants, shops, and entertainment. Average rent: €900/mo.

Zagreb Heights

Trendy area with local businesses and a mix of historic and modern housing. Average rent: €825/mo.

East Zagreb

Up-and-coming neighborhood with new developments and young professionals. Average rent: €675/mo.

West Zagreb

Family-friendly area with parks and good schools. Average rent: €713/mo.

Remote Work Score

Zagreb scores —/100 for remote work readiness:

Cost of Living
95
Rent
€750
Sunny Days
195
Tax
24%
Unemployment
5.0%
Climate
80°F / 28°F

Climate

Zagreb has a varied climate with distinct seasons.

MonthAvg HighAvg LowRainfall
January48°F28°F2.5"
April65°F43°F2.8"
July80°F55°F1.5"
October60°F46°F2.2"

Taxes

  • Income Tax: 24%
  • VAT: 25%
  • Property Tax: ~0.5% of assessed value

Economy & Jobs

Major industries include technology, healthcare, education, and manufacturing. The unemployment rate is 5.0%.

Crime & Safety

Crime rates in Zagreb per 100,000 residents:

46.8
Violent Crime
528.7
Property Crime
1.0
Homicide

City-level crime data is not available for this location. The figure shown is the national average, which may differ significantly from actual conditions in this city.

Data source: Eurostat

Important Disclaimer: All data on this page is for informational purposes only and does not constitute financial, legal, tax, or real estate advice. URCity and Northshore Press are not financial advisors, tax professionals, or real estate agents. Always consult qualified professionals before making relocation or financial decisions.

Frequently Asked Questions

What is the cost of living in Zagreb, Croatia?

The cost of living index in Zagreb is 95, which is Lower the Croatia national average of 100.

How much does it cost to buy a home in Zagreb?

The median home price in Zagreb is €280,000. The housing index is 110.

What is the average rent for a 1-bedroom apartment?

The average rent for a 1-bedroom apartment in Zagreb is approximately €750/mo.

Does Zagreb, GZ have income tax?

Zagreb is in GZ, which has an income tax rate of 24%.

What is the climate like in Zagreb?

Zagreb enjoys approximately 195 sunny days per year. Summer highs reach around 80°F, while winter lows can drop to around 28°F.

Data Sources

  • Cost of Living: DZS / Numbeo, 2026
  • Housing Data: Njuškalo / Numbeo, 2026
  • Income & Employment: DZS Labour Force Survey, 2024
  • Utilities HERA, HEP, Hrvatski Telekom 2025

Data last updated: July 19, 2026. Data may not reflect current market conditions. Always verify with local sources before making relocation decisions.